Tyre & Alloy Cover
Protection against one of the most common and most overlooked motoring costs
Help customers avoid the unexpected expense of tyre damage and alloy wheel repairs with dedicated cover that standard motor policies routinely exclude. A practical, high-perceived-value ancillary that resonates with drivers of all vehicle types.
Protect Against the Cost of Tyre and Alloy Damage
Potholes, kerbs, road debris, and everyday driving hazards can cause costly damage to tyres and alloy wheels in an instant. Yet most motor insurance policies won't cover the bill. Our Tyre & Alloy Cover steps in where standard policies stop, covering repair and replacement costs and sparing customers from an unwelcome out-of-pocket expense.
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Tyre Repair & Replacement Covered
Protection against the cost of repairing or replacing tyres damaged by road hazards, blowouts, and accidents.
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Alloy Wheel Repair Covered
Cover for scuffs and kerb damage to alloy wheels, restoring them to their original condition.
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No Impact on Main Policy
Claims made under this policy do not affect the customer's main motor insurance no claims discount.
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Flexible Cover Options
Available as tyre-only, alloy-only, or combined cover to suit different customer needs and price points.
What your policy covers
Tyre and alloy protection across the most common damage scenarios
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Tyre Puncture & Blowout
Cover for tyres that suffer a puncture or sudden blowout caused by road hazards or debris.
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Irreparable Tyre Damage
Full tyre replacement where damage cannot be safely repaired in line with industry standards.
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Kerb & Pothole Damage to Tyres
Protection for tyre damage resulting from contact with kerbs, potholes, and uneven road surfaces.
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Alloy Wheel Scuff & Kerb Damage
Repair cover for cosmetic damage to alloy wheels caused by kerbing or road contact.
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Full Alloy Replacement
Replacement of alloy wheels where damage is beyond economical repair, subject to policy terms.
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Run-Flat Tyre Cover
Extended protection for run-flat tyres, which carry a significant replacement premium over standard tyres.
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Tyre Pressure Monitoring System (TPMS) Cover
Protection for TPMS sensors that require replacement or recalibration alongside a tyre change.
who is covered
Eligible Policyholders
- The registered keeper of the vehicle
- All drivers of the insured vehicle
- Vehicles fitted with standard or manufacturer-approved alloy wheels at the time of policy inception
Why choose Coplus
Trusted Motor Ancillary Partner
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Industry experience since 1988
Tyre and alloy claims are frequent, straightforward, and an opportunity to deliver genuine customer satisfaction. Our experienced team handles every claim efficiently, turning a frustrating moment into a positive brand experience.
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Over 1 million policyholders protected
Supporting customers with a comprehensive suite of compliant, value-added ancillary products, designed to deliver confidence when it’s needed most.
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Claims handled with care
Our claims team keeps things moving and customers informed, so a damaged wheel or tyre is a minor hassle rather than a major one.
Our range of motor ancillary products
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Frequently asked questions
Tyre & Alloy Cover FAQs
What does Tyre & Alloy Cover include?
The policy covers the cost of repairing or replacing tyres damaged by road hazards, blowouts, and accidental damage, as well as repairing or replacing alloy wheels damaged by kerbing, potholes, depending on the level of cover chosen.
Will making a claim affect my main motor insurance no claims discount?
No. Claims are made on this policy, not the main motor insurance, so the no claims discount isn’t affected.
Is cover available for tyres only, or alloys only?
Cover options vary by level. Our team can talk partners through the combinations available.
Are run-flat tyres covered as standard?
Cover for run-flat tyres depends on the level of cover chosen and is set out in the policy wording.
How many claims can a customer make?
Customers can claim more than once during the policy year, up to the limits set out in their policy wording.
Does the policy cover damage caused by potholes?
Yes. Pothole damage to tyres and alloy wheels is covered.
Get in touch
Trusted By Brokers and Insurers Across The UK
We work with brokers, insurers, and partners to deliver products and services that add value, strengthen relationships, and support customers when they need it most.
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Affinity & Partners
Start selling ancillary products in weeks with dedicated support and tech built for seamless integration.
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Brokers
Enhance customer value through flexible products, claims expertise and operational support.
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Insurers & MGAs
Access governed products, scalable claims operations and flexible distribution solutions.
Talk directly with the team
We aim to respond within 2 working days