Helmets & Leathers Insurance
Protect the gear that keeps riders safe
Gives motorcycle customers financial peace of mind with cover for their helmets, leathers, and protective riding equipment - essential protection that standard motor policies often leave behind.
Protect Against the Cost of Replacing Riding Gear
When a motorcycle customer is involved in an accident, replacing specialist protective equipment can cost hundreds — or even thousands — of pounds. Our Helmets & Leathers Insurance covers the cost of replacing damaged riding gear, so customers can get back on the road safely, without bearing the full financial burden.
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Replacement Costs Covered
Protection against the expense of replacing helmets, leathers, cameras, communication devices and approved riding equipment following an accident.
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24/7 Claims Support
Round-the-clock assistance so customers can start a claim whenever they need to.
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New for Old Replacement
Eligible items are repaired or replaced in line with the policy terms, helping customers get back on the road with confidence.
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Flexible Cover Options
Available with a range of sum insured limits to suit different customer profiles
What your policy covers
Covered equipment across everyday riding scenarios
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Helmets
Replacement cover for approved motorcycle helmets damaged in an accident.
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Leathers & Riding Suits
Protection for jackets, trousers, and one-piece suits designed for motorcycle use.
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Gloves & Footwear
Cover for approved riding gloves and protective motorcycle boots.
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Body Camera Cover
Protection for eligible body cameras worn by the policyholder, helping riders stay protected while on the road.
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Body Armour & Protective Accessories
Back protectors, knee guards, and other CE-approved protective equipment.
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Bluetooth Communications Devices
Cover for approved Bluetooth devices and accessories fitted to or mounted on the motorcycle helmet.
who is covered
Eligible Policyholders
- The individual policyholder
- Equipment owned by the policyholder for use with their insured motorcycle
Why choose Coplus
Trusted Motor Ancillary Partner
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Industry experience since 1988
Expertise delivering trusted motor protection solutions since 1988, helping partners provide dependable support and peace of mind to their customers.
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Over 1 million policyholders protected
Supporting customers with a comprehensive suite of compliant, value-added ancillary products, designed to deliver confidence when it’s needed most.
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In-house claims management expertise
Our dedicated in-house claims team delivers efficient, expert support from first notification through to resolution, ensuring the best possible customer experience.
Frequently asked questions
Helmets & Leathers Insurance FAQs
What does Helmets & Leathers Insurance cover?
The policy covers the cost of replacing helmets, riding suits, gloves, boots, and other protective equipment following accidental damage.
Does cover apply if the equipment is stolen away from home?
No, our Helmets & Leathers policy doesn’t cover theft claims.
Can customers claim for partial damage to their gear?
Yes. Where an item can be repaired, the repair cost is covered. Helmets involved in an impact should always be replaced, for safety.
Is this available as a standalone product or add-on?
It’s designed as an add-on to a motorbike insurance policy.
Get in touch
Trusted By Brokers and Insurers Across The UK
We work with brokers, insurers, and partners to deliver products and services that add value, strengthen relationships, and support customers when they need it most.
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Affinity & Partners
Start selling ancillary products in weeks with dedicated support and tech built for seamless integration.
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Brokers
Enhance customer value through flexible products, claims expertise and operational support.
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Insurers & MGAs
Access governed products, scalable claims operations and flexible distribution solutions.
Talk directly with the team
We aim to respond within 2 working days